#CrossBorderPayments

Before accepting an overseas stablecoin payment, agree on pricing, network and fees, then establish how the proceeds become usable income.

Chainalysis estimates that Sub-Saharan Africa's crypto economy grew 13.4% between July 2025 and June 2026. South Africa and Nigeria together accounted for over three-quarters of regional activity.

The report highlights personal wallets, stablecoins and cross-border payments. Banking integration and regulation remain important. These findings concern onchain activity during the reporting period, not recent token prices.

Chainalysis finds different areas of growth beneath an overall contraction in Central and Southeast Asia and Oceania. Its July 2025–June 2026 study describes expanding institutional participation in Singapore and Australia, alongside active smaller peer-to-peer transfers in the Philippines, Thailand and Vietnam.

Across the markets studied, cross-border stablecoin activity exceeded domestic activity. Interviewees connect usage with remittances, business payments and settlement. Their explanations should be distinguished from onchain measurements, and regional patterns do not establish that all residents use the same tools.